Payday Loan FAQ

How can I get a payday loan?

In order to be eligible for a payday loan, all you have to do is satisfy a few criteria. First, you should be a UK resident who is over 18 years old. Secondly, you must have a UK bank account so your payday loan can be paid into it.

How do the charges for payday loans apply?

In order to be eligible for a payday loan, all you have to do is satisfy a few criteria. First, you should be a UK resident who is over 18 years old. Secondly, you must have a UK bank account so your payday loan can be paid into it.

How do I get approved?

Your application is analysed through thoroughly to decide whether you qualify for the payday loans that are on offer. Once you are approved, things go quickly from there which is just what you need when you are applying for fast cash. Once you are approved, you will get an email notification and in some situations, you can also get the money on the same day. If this suits your situation, get in touch with us for payday loans that will see you approved as soon as possible.

Is your service fast?

Some applications are approved within a matter of minutes. If not it will be within 24hrs. Whether you are curious about our payday loan service or you want to know whether your application has been approved, our customer service representatives will make everything fast and quick for you.

What can I use the payday loan for?

In order to be eligible for a payday loan, all you have to do is satisfy a few criteria. First, you should be a UK resident who is over 18 years old. Secondly, you must have a UK bank account so your payday loan can be paid into it.

How do the charges for payday loans apply?

The payday loans can vary in size from £100 to £1,000. Let's say your pay cheque is due on the weekend. Banks do not open until the next working day. Instead of letting this stress you out when you need to buy groceries or presents for special occasions, take a payday loan from us in advance. By the time you have been paid, you can repay the loan. Whether you have many commitments such as paying your car insurance payments or if you want to get a few bits and pieces for your home, the things that you can use for payday loans for are wide and diverse.

Can I still apply for a payday loan if I have a bad credit rating?

Having bad credit is not something that you should worry too much about. Payday loans are unique in that your credit history is looked at and then the decision is made on a personal basis if there is belief that you are suitable for receiving a payday loan. All you have to do is make your application and wait to hear whether you have been accepted via email.

Why do you only offer payday loans?

Payday loans are short-term loan solutions that allow people live flexible lifestyles. Payday loans are offered because they have plenty of options available for a wide cross-section of society. Another reason why payday loans are popular is because they are quick and effective. You do not have to spend ages paying them back and you get approved faster.

Do I need a salary?

Yes – in order to qualify for the simple payday loan service, you just need to have a regular wage or a stream of income coming into your bank account of at least £750 a month. This is required so that you can pay back the loan on time.

Can I use payday loans to sort out other financial issues?

Payday loans are used for short-term financial coverage such as you paying for insurance payments on your car or buying new furniture. When it comes overdrafts and paying credit cards, the suggestion is more long-term solutions outside of the remit of what we do. Use payday loans for short-term uses in order to get the most out of them.

Does using payday loans mean I cannot budget?

Not at all – payday loans actually show that you are aware of your financial situation because you can foresee that you need a short-term financial injection.

Are you ready to apply for a payday loan?

Our commitment to responsible lending

We always recommend that when you make an application for payday lending, just ensure that you can pay the amount back within one calendar month. By knowing what to expect, you can be a responsible borrower free from any financial worries. Payday lending is meant to solve financial problems, not create new ones. Be smart and use payday lending responsibly the way you are supposed to. Make payday lending pay you first by using payday loans wisely.